Finance FAQs

LEARN MORE ABOUT FINANCING YOUR NEXT CADILLAC MODEL AT CADILLAC OF THOUSAND OAKS

Here at Swickard Cadillac of Thousand Oaks, we understand that financing a car is a big decision, so we're committed to making your experience as smooth as possible. Our finance center is staffed by Cadillac finance experts who can guide you through the process so that you can feel confident about every step.

If you have any questions about financing your next vehicle here at our Cadillac dealership near Simi Valley and Calabasas, you can find a variety of frequently asked questions here on this page. Please don't hesitate to take a look to learn more about auto financing at our dealership.

CADILLAC FINANCING FAQS


WHEN SHOULD I START FINANCING?

If you're looking to finance, the best time to begin the process is after you've found a car in our inventory that appeals to you. Before you start the financing process, we recommend exploring our vast selection of new and pre-owned vehicles to find something you love. When you find a good fit, we can arrange a test drive. If you decide to move forward, the next step is to begin the financing process.

SHOULD I BUY OR LEASE A NEW VEHICLE?

The best fit for you depends on your personal needs and preferences. We often recommend buying if you want to keep your vehicle for many years and enjoy the freedom to customize, sell, or trade further down the line. Leasing might be a better fit if you prefer lower monthly payments and more opportunities to drive brand-new Cadillac models with the latest updates around Woodland Hills. Our team can help you weigh your options so that you can feel confident in your choice.

CAN I FINANCE MY VEHICLE ONLINE?

We offer a secure financing application that you can fill out and submit from the comfort of home. Applying for financing online enables our team to get right to work on helping you find a financing solution, and it can help you save time at our dealership. So, if you're eager to begin the financing steps, applying online is a quick and easy way to get the process started.

WHAT IS IT LIKE TO FINANCE A CAR?

When you choose to finance your car with our Cadillac dealership serving Oxnard, you can count on a member of our dedicated financing team to work closely with you to find the perfect financing solution. If you choose to work with us in person, a member of our team will ask for some basic information about your employment, income, and other key details to help you obtain financing. If you choose to apply online, our team will get in touch with you.

CAN I ADD WARRANTIES TO MY LOAN?

We can help you add warranties to your purchase so that you can protect your investment and enjoy greater peace of mind. Our team can walk you through the process and answer questions to help you get the most out of your purchase.

WHAT IS GAP INSURANCE?

If you have an accident after which your car is considered a total loss, many insurance policies only cover the current market value of your car and not the deductible or what you owe on the vehicle, leaving you to make up the difference. GAP insurance helps to take care of the balance.

CONTACT US WITH MORE QUESTIONS

If you didn't find the answer to your question on this page, please feel free to reach out to our Cadillac dealership near Westlake Village to speak to a member of our financing team. We'll be happy to help you find the answers you need.